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Reader Voices: Autorenewal Defenses | 351 comments (351 topical) | Post A Comment
Cancel CC[ Parent | Reply to This ] (none / 0) (#18)
by Anonymous User on Fri Jun 20, 2008 at 10:43:24 AM PDT

Doing this may have a negative effect on your credit score. Length of time an account has been open is a factor in calculating the score. Getting a new account number will show up on your credit report as closing one account and opening a new account.

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Eh?[ Parent | Reply to This ] (none / 0) (#21)
by Anonymous User on Mon Jun 30, 2008 at 06:33:15 AM PDT

This should not be. The credit score is supposed to assess credit-worthiness. The only important thing, then, is whether you pay your debts in a timely fashion. Closing an account or opening one shouldn't matter, as long as there are no outstanding balances. I expect you can only close an account by paying any outstanding balance anyway.

The only possible reason for the credit score to factor in things like that, then, is specifically to penalize people who try to avoid misuse of their credit card numbers by vendors that have retained them.

In other words, the only possible reason for factoring in things like that is to promote the misuse of retained credit card numbers.


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Sorry, but it doesn't work that way[ Parent | Reply to This ] (none / 0) (#22)
by Anonymous User on Fri Jul 04, 2008 at 11:49:07 PM PDT

Regardless of how you think credit scores should work, the length of time you have your accounts open is a factor. Now, whether getting a new number from Chase (or whomever) counts as closing one account and opening another new one, I don't know.

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Jerk[ Parent | Reply to This ] (none / 0) (#24)
by Anonymous User on Mon Jul 07, 2008 at 12:22:31 PM PDT

There is no need to be rude. I am not disputing what actually occurs. I am arguing that that should not occur. You seem to be attacking me, but you have failed to provide a valid argument against what I've said. Now shoo!

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fvbh[ Parent | Reply to This ] (none / 0) (#34)
by Anonymous User on Wed Oct 22, 2008 at 06:19:24 AM PDT

SEXlink1

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fgbb[ Parent | Reply to This ] (none / 0) (#50)
by Anonymous User on Thu Oct 23, 2008 at 08:44:08 AM PDT

,ff,,,f*f不倫

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gbvv[ Parent | Reply to This ] (none / 0) (#66)
by Anonymous User on Fri Oct 24, 2008 at 08:50:15 AM PDT

,fff,fff^出会,,

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gfdd[ Parent | Reply to This ] (none / 0) (#79)
by Anonymous User on Sat Oct 25, 2008 at 08:03:06 AM PDT

出会,,,ff,,素人

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fgkk[ Parent | Reply to This ] (none / 0) (#95)
by Anonymous User on Sun Oct 26, 2008 at 07:25:40 AM PDT

,fff巨乳熟女

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fdmm[ Parent | Reply to This ] (none / 0) (#107)
by Anonymous User on Mon Oct 27, 2008 at 08:40:55 AM PDT

,ffff"f,,ff,,童貞

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fbvd[ Parent | Reply to This ] (none / 0) (#123)
by Anonymous User on Tue Oct 28, 2008 at 10:24:48 AM PDT

童貞,f*ffff`

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gfmm[ Parent | Reply to This ] (none / 0) (#139)
by Anonymous User on Wed Oct 29, 2008 at 07:55:59 AM PDT

,fff^,f不倫

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fdgg[ Parent | Reply to This ] (none / 0) (#157)
by Anonymous User on Fri Oct 31, 2008 at 09:16:37 AM PDT

SEX,ff,,おっぱ,,

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ffgb[ Parent | Reply to This ] (none / 0) (#171)
by Anonymous User on Sat Nov 01, 2008 at 08:23:37 AM PDT

不倫熟女,fff風--

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fkoo[ Parent | Reply to This ] (none / 0) (#185)
by Anonymous User on Sun Nov 02, 2008 at 09:17:47 AM PDT

,ff,,SEX逆援

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okmm[ Parent | Reply to This ] (none / 0) (#201)
by Anonymous User on Mon Nov 03, 2008 at 08:38:50 AM PDT

不倫童貞ff',

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jdhh[ Parent | Reply to This ] (none / 0) (#217)
by Anonymous User on Tue Nov 04, 2008 at 06:21:56 AM PDT

,f*f熟女,fff

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mkoo[ Parent | Reply to This ] (none / 0) (#233)
by Anonymous User on Wed Nov 05, 2008 at 12:12:33 AM PDT

人妻,f*f,ff,,

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gfbb[ Parent | Reply to This ] (none / 0) (#249)
by Anonymous User on Fri Nov 07, 2008 at 01:05:20 AM PDT

,fff^,f熟女

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fvbb[ Parent | Reply to This ] (none / 0) (#265)
by Anonymous User on Sat Nov 08, 2008 at 02:37:14 AM PDT

人妻,fff不倫

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ggfd[ Parent | Reply to This ] (none / 0) (#281)
by Anonymous User on Sun Nov 09, 2008 at 05:38:07 AM PDT

,fff^SEX逆援

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kkdi[ Parent | Reply to This ] (none / 0) (#302)
by Anonymous User on Sun Nov 16, 2008 at 11:18:33 PM PDT

人妻,ff,,不倫

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okmm[ Parent | Reply to This ] (none / 0) (#315)
by Anonymous User on Tue Nov 18, 2008 at 12:09:47 AM PDT

不倫おっぱ,,,fff^

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dfrr[ Parent | Reply to This ] (none / 0) (#328)
by Anonymous User on Wed Nov 19, 2008 at 09:15:20 PM PDT

,ff,,童貞熟女

[ Parent | Reply to This ]


frtt[ Parent | Reply to This ] (none / 0) (#341)
by Anonymous User on Thu Nov 20, 2008 at 09:23:23 PM PDT

人妻,f*ffff`

[ Parent | Reply to This ]


Reader Voices: Autorenewal Defenses | 351 comments (351 topical) | Post A Comment
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